Health Insurance from Asher Macrae Insurance Services

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There’s no better way to take care of your and your family’s health than through a health insurance policy from Asher Macrae.

We all know medical treatments aren’t cheap. Without the right health insurance coverage you could wind up paying medical bills for the rest of your life! Asher Macrae will help you get affordable health insurance that works for you. Contact one of our health insurance professionals now to learn more.

Types of Health Insurance in Nevada

There are three major types of health insurance policies here in Las Vegas: consumer-directed, fee for service, and managed care. These medical insurance plans pay for your medical, surgical, and hospital expenses. Depending on your needs, we can help you buy a health insurance plan that includes dental expenses, mental health, prescription drugs, and other medical-related coverage you may desire.

  • Consumer-directed

    A consumer-choice health coverage is a healthcare plan designed to give you control. Under a consumer-directed plan, you establish a health expense fund to be used toward medical expenses.

  • Fee for Service

    Fee for service plans are a more traditional healthcare plan option. Under fee for service plans you pay a fee to your medical provider for each medical service you receive. This type of health insurance plan allows for a good amount of flexibility when choosing your physician and/or healthcare provider.

  • Managed Care

    Members of managed care health insurance plans usually have more benefits like lower out-of-pocket costs. With that being said, you can usually only seek treatment from physicians participating in the specific managed care network. Typically, managed care plans include HMOs (health maintenance organizations), PPOs (preferred provider organizations), and POS (point-of service) plans.

Common Health Insurance Information

When talking with a health insurance agent, it can help to understand some of the terms you’ll hear most frequently. You’ll find definitions below for some of the most commonly used health insurance terms.

  • Deductible - The amount you pay toward healthcare bills before your insurance carrier pays.
  • Co-pay - A specific amount you pay directly to the service provider for doctor visits and prescriptions.
  • Coinsurance - The percent of medical bills you are responsible for paying after the deductible has been met.

Learn more about Las Vegas health insurance by calling and talking with one of our agents right now. 

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817 S. Main Street
Las Vegas NV 89101